So you just got a letter in the mail from a local court that says, “You have been sued by a debt collector attempting to collect a debt!” What do you do?
Do not panic, and do not ignore it! Read the documents and identify who is suing you and how much they say you owe. If you think it might be a scam, you can call the court where the case is filed to make sure a case has actually been filed. If the suit is real, then be sure to "answer" by filing a written Answer with the court before the filing deadline. If the suit is real and you have already missed the filing deadline and you have received no other notifications from the creditor or the court, file an Answer anyway.