Is My Paycheck Exempt?

In Texas, creditors can’t take money from your paycheck — unless it is court-ordered child support, IRS debt, or a federally insured student loan.

Once your paycheck is in your account, it may no longer be protected. See these resource from Texas Law Help for more information: 

You can also protect yourself by cashing your paycheck. But do not hide or transfer property to avoid paying a debt. You can get sued for that. It's against the law.